Today’s retail environment has expanded well beyond the traditional brick-and-mortar operation, and 1st US Merchant Services® has kept pace by offering a full suite of industry-leading payment processing products and services merchants need to increase revenue, enhance their bottom lines and be competitive in the marketplace. They include:

  • Acceptance of most major credit and signature debit cards
  • Comprehensive POS PIN debit card processing
  • Electronic Benefits Transfer (EBT) of SNAP (food stamps) and other cash benefits
  • Electronic check and ACH processing
  • Gift cards
  • Loyalty cards

Credit card processing terminals have evolved as the point of sale has become increasingly diversified. Storefront merchants who rely on countertop models with dial-up or IP connectivity will find that 1st US Merchant Services offers a full range of tech-forward Class A terminal options to meet all their processing requirements.

As merchants diversify their operations, they are increasingly embracing new wireless and mobile technology. For example, 1st US Merchant Services’s PayFox® is a specialized proprietary product offering mobile payment applications that transform an iPhone® 3G/3GS/4/4S, iPad® or Android® device into a handheld terminal on the go, allowing you to deliver directly to customers in the field and capitalize on card-present sales opportunities that would have been virtually impossible in the past. Both wireless and mobile processing are ideal for merchants operating where phone lines and Internet connections may be nonexistent.

E-commerce is another retail avenue that’s making great inroads, and 1st US Merchant Services is ready to assist online merchants with Transaction Express™, our state-of-the-art, web-based payment processing platform that supports multiple entry points with robust features and functionality for businesses of all sizes and industries. Transaction Express can process swiped retail transactions of all major credit cards through its virtual terminal or through a custom integration using its web services. Retail processing through Transaction Express can help reduce costs associated with maintaining traditional POS hardware or software.

Low-volume MOTO (mail order/telephone order) merchants can tap into 1st US Merchant Services’s phone credit card processing that easily turns any touch-tone phone into a credit card processor, eliminating the need for additional equipment and software.

Whatever your retail credit card processing needs, look to 1st US Merchant Services for the most reliable, secure and cost-effective solutions available.